Debit Cards
Tap, dip, or add it to your phone — your NCACU debit card keeps up with you.
What can I do with my NCACU debit card? Your contactless Visa® debit card works everywhere Visa is accepted, taps to pay, and adds to Apple Pay, Google Pay, and Samsung Pay. Lock or unlock it instantly in the mobile app, and withdraw cash surcharge-free at thousands of CO-OP ATMs.
What you get
- Contactless 'tap to pay' Visa® debit
- Instant lock/unlock and travel notices in the app
- Add to Apple Pay®, Google Pay™, and Samsung Pay
- Surcharge-free at ~30,000 CO-OP ATMs
- Fraud monitoring and zero-liability protection
- Free replacement if your card is lost or stolen
Frequently Asked Questions
Lock it instantly in the mobile app, then call us at (989) 910-5135. We'll deactivate the card and issue a replacement.
Yes. Contactless transactions use the same encryption and fraud protection as a chip transaction, and your card number isn't shared with the merchant in a mobile wallet.
Ready to become a member?
Opening an account online takes about ten minutes. Membership is open to anyone who lives, works, worships, or attends school in our Michigan communities.