Locations & Hours
Six full-service Michigan branches, 24-hour drive-up ATMs and ITMs, plus ~30,000 surcharge-free CO-OP ATMs nationwide.
Where is North Central Area Credit Union located? NCACU operates six full-service branches across Michigan — in Houghton Lake (main office), Grayling, Roscommon, Standish, Grandville, and Kalamazoo. Members also enjoy shared branching through the Xtend network and surcharge-free access to roughly 30,000 CO-OP ATMs nationwide.
Find a branch near you
Kalamazoo
1313 Portage StreetKalamazoo, MI 49001
Lobby: Monday, Wednesday & Friday, 10:00 AM – 5:00 PM
Branch detailsBeyond our branches
Bank in person at thousands of shared branches and surcharge-free ATMs nationwide.
Branch & Shared-Branch Locator
Bank in person at thousands of Xtend shared-branch locations across the country.
Find a branchATM Locator (30,000+)
Withdraw cash surcharge-free at CO-OP network ATMs nationwide.
Find an ATMCash at Retailers
Get cash at participating Walgreens, Costco, and 7-Eleven locations.
See the locatorReady to become a member?
Opening an account online takes about ten minutes. Membership is open to anyone who lives, works, worships, or attends school in our Michigan communities.