Youth Savings
Big lessons start small. Help your child watch their savings grow.
iStock #1322976822
When should kids start saving? The earlier the better. An NCACU youth savings account has no monthly fee, earns dividends, and gives children a hands-on way to learn how money grows — with a parent or guardian as joint owner.
What you get
- No monthly maintenance fee
- Earns dividends to show savings growing
- Joint ownership with a parent or guardian
- Easy transfers from a parent's account
- Connects to youth financial literacy resources
iStock #854900518Frequently Asked Questions
Visit any branch with the child's information and a parent or guardian's ID. We'll set up the account together.
Absolutely. Anyone can make deposits to help a child's savings grow.
Ready to become a member?
Opening an account online takes about ten minutes. Membership is open to anyone who lives, works, worships, or attends school in our Michigan communities.