Loan Rates

Competitive, member-first rates on everything you need to borrow for. See examples below and contact us for today's exact numbers.

iStock #1327847528

Where are NCACU's loan rates? Because rates change with the market, the figures below are illustrative examples for this design preview. Contact us at (989) 910-5135 or visit any branch for today's published rates and a personalized quote.

Illustrative auto loan rates
TermNew Auto APR*Used Auto APR*
Up to 36 mo5.24%5.49%
48 mo5.49%5.74%
60 mo5.74%5.99%
72 mo6.24%6.49%

Rates shown are illustrative placeholders for this design preview. Replace with NCACU's current published rates before launch. APY = Annual Percentage Yield; APR = Annual Percentage Rate.

Illustrative home & personal loan rates
ProductAPR* from
Home Equity Loan6.49%
HELOC7.25%
Personal Loan9.90%
Low-Rate Visa®11.90%

Rates shown are illustrative placeholders for this design preview. Replace with NCACU's current published rates before launch. APY = Annual Percentage Yield; APR = Annual Percentage Rate.

Ready to apply?

Get a fast, local decision on your next loan.