Youth Savings
Big lessons start small. Help your child watch their savings grow.
When should kids start saving? The earlier the better. An NCACU youth savings account has no monthly fee, earns dividends, and gives children a hands-on way to learn how money grows — with a parent or guardian as joint owner.
What you get
- No monthly maintenance fee
- Earns dividends to show savings growing
- Joint ownership with a parent or guardian
- Easy transfers from a parent's account
- Connects to youth financial literacy resources
Frequently Asked Questions
Visit any branch with the child's information and a parent or guardian's ID. We'll set up the account together.
Absolutely. Anyone can make deposits to help a child's savings grow.
Ready to become a member?
Opening an account online takes about ten minutes. Membership is open to anyone who lives, works, worships, or attends school in our Michigan communities.