Contact Us
Real people, ready to help — by phone, in person, or online. Hablamos Español.
How do I contact NCACU? Call member service at (989) 910-5135 during business hours, visit any of our six Michigan branches, or use the form below. For lost or stolen cards, lock your card in the app and call us right away.
Reach us directly
- Phone: (989) 910-5135
- Routing number: 272484247
- Mail: PO Box 220, Houghton Lake, MI 48629
- Lost/stolen card: lock it in the app, then call us
- Locations & hours: see all branches
Ready to become a member?
Opening an account online takes about ten minutes. Membership is open to anyone who lives, works, worships, or attends school in our Michigan communities.