Loan Rates
Competitive, member-first rates on everything you need to borrow for. See examples below and contact us for today's exact numbers.
Where are NCACU's loan rates? Because rates change with the market, the figures below are illustrative examples for this design preview. Contact us at (989) 910-5135 or visit any branch for today's published rates and a personalized quote.
| Term | New Auto APR* | Used Auto APR* |
|---|---|---|
| Up to 36 mo | 5.24% | 5.49% |
| 48 mo | 5.49% | 5.74% |
| 60 mo | 5.74% | 5.99% |
| 72 mo | 6.24% | 6.49% |
Rates shown are illustrative placeholders for this design preview. Replace with NCACU's current published rates before launch. APY = Annual Percentage Yield; APR = Annual Percentage Rate.
| Product | APR* from |
|---|---|
| Home Equity Loan | 6.49% |
| HELOC | 7.25% |
| Personal Loan | 9.90% |
| Low-Rate Visa® | 11.90% |
Rates shown are illustrative placeholders for this design preview. Replace with NCACU's current published rates before launch. APY = Annual Percentage Yield; APR = Annual Percentage Rate.