Houghton Lake Branch
Full-service banking in Houghton Lake, Michigan. 24-hour drive-up ATM/ITM on site.
NCACU in Houghton Lake, Michigan. Our Houghton Lake branch sits at the heart of Roscommon County on Michigan's largest inland lake. It is home base for North Central Area Credit Union and our administrative office, and a full-service branch for everyday banking, lending, and member support.
Hours & services
Monday–Friday, 9:00 AM – 5:00 PM (lobby & drive-thru); Saturday closed.
- New memberships and account opening
- Auto, personal, home equity, and mortgage loans
- Deposits, withdrawals, and cashier's checks
- 24-hour drive-up ATM/ITM on site
- Bilingual member service — Hablamos Español
Serving Houghton Lake and nearby communities
Our Houghton Lake branch proudly serves members in Prudenville, Higgins Lake, Roscommon, St. Helen, and the Houghton Lake recreation corridor. Wherever you bank, you also have access to shared branching and ~30,000 surcharge-free CO-OP ATMs nationwide.
Frequently Asked Questions
The Houghton Lake branch is located at 2671 Reserve Road, Houghton Lake, MI 48629. You can reach the branch at (989) 910-5135.
Monday–Friday, 9:00 AM – 5:00 PM (lobby & drive-thru); Saturday closed. 24-hour drive-up ATM/ITM on site.
Yes. If you live, work, worship, or attend school in our Michigan communities, you can open an account here with a $5 share deposit. Hablamos Español.
Bank with NCACU in Houghton Lake
Open an account online in minutes, or stop by and say hello. We can't wait to meet you.