Savings Accounts
Your $5 membership share makes you an owner — and unlocks everything we offer.
How do I become a member? Opening a share Savings account with a $5 minimum deposit makes you a member-owner of North Central Area Credit Union. Your savings earn dividends, stay federally insured, and give you access to every loan, checking, and digital banking product we offer.
What you get
- $5 opening deposit establishes your membership
- Earns competitive dividends
- Federally insured by NCUA to at least $250,000
- No monthly fee with eStatements
- Add sub-accounts for goals like vacation or holidays
- Access at any branch and via shared branching
Frequently Asked Questions
Your $5 establishes a share of ownership in the credit union. Unlike a bank customer, you're a member-owner with a say in how we operate.
Yes. Deposits at NCACU are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
Ready to become a member?
Opening an account online takes about ten minutes. Membership is open to anyone who lives, works, worships, or attends school in our Michigan communities.